- Anil Agarwal was born in Mumbai, India. After completing his undergraduate degree at the University of Mumbai with a Bachelor's degree in Finance, Anil agarwal went to the United States to further his studies and received an MBA from the University of Pennsylvania where he worked as a graduate assistant. He is proud to mentor, advise, and support entrepreneurs, students, faculty, and alumni in creating entrepreneurial ventures through the financial markets, especially his experience with exchange-traded funds.
- After graduation, he worked as a senior economic analyst at Morgan Stanley, an internationally renowned financial institution, responsible for the research and prediction of global economic trends. He has demonstrated an excellent ability to analyze market dynamics, industry trends and policy changes, providing strong support for the company's strategic decisions.
- Anil Agarwal is considered a veteran of the ETF industry with more than 20 years of experience in the industry. Recognizing the high growth opportunities in his home country of India, he and his colleagues founded RATEFIN INVESTMENTS LIMITED, which focuses on equity and mixed asset investment strategies. Focuses on macroeconomic analysis and industry research.
- Anil Agarwal is known for his rigorous research methodology and keen market insight, using quantitative and qualitative analysis tools to dig deep into the investment opportunities behind the data. His research reports and market commentary are widely followed in the industry and are frequently cited by investors and peers.
- As Head of Finance at Ratefin Investments, Pramod Gubbi is responsible for planning, directing and executing accounting and operations functions, as well as managing and budgeting operating cash flow and improving cost efficiency by optimizing workflow to ensure continuous process improvement. His more than 20 years of experience in different industry sectors ranging from real estate, manufacturing and distribution to international import and export enables him to identify investment opportunities to achieve investment objectives in terms of relevance, policy impact, quality, capacity building and the overall mission of Ratefin Investments' growth objectives. By establishing contacts and exchanging strategic information with international institutions, Pramod Gubbi can comprehensively identify the necessary research developments.
- Pramod Gubbi holds a Bachelor of Science degree in Management Information Systems from Santa Clara University and an MBA from Harvard University. In his spare time, he enjoys traveling, working out, and guiding students on their career paths, providing mentoring, motivation, and mentoring support.
- Manish Hemnani is an experienced, dedicated and detail-oriented capital finance professional who serves as the Financial Director of Ratefin Investments. His experience in financial matters, methodological orientation and economics has played an important role in meeting the capital reporting requirements of various large and small organizations both domestically and internationally.
- His excellent communication and interpersonal skills provide him with the necessary tools to effectively communicate and collaborate with other team members at Ratefin Investments, as well as socially interact with existing and potential investors. As an expert in the field of financial and management reporting, he continuously provides a wide range of practical and analytical skills to make safe and informed decisions for the future of Ratefin Investments in this increasingly complex and multinational market.
- His accounting career began at Oxford Brookes University, where he obtained a BSc (Hons) in Applied Accounting, before continuing his studies and obtaining the Association of Chartered Certified Accountants (ACCA) qualification. Since joining the team, his financial expertise and experience interacting with both individual and corporate clients have helped him to navigate the financial environment with ease and play an important role in achieving Ratefin Investments's goals and objectives.
- Mayank Kumar was born in Mumbai, India. He graduated from the Indian Institute of Management in 2007, then went to the United States for further studies and joined J.P. Morgan CRG. From 2008 to 2014, he served as an analyst in the debt capital markets and corporate financial advisory (rating) of the investment bank. From 2015 to 2024, he was promoted to Vice President of JP Morgan CRG-FIG and Executive Director of CRG with outstanding business capabilities, focusing on the Asia-Pacific financial market.
- During his tenure at J.P. Morgan, Mr. Mayank Kumar has accumulated a wealth of investment experience including mutual funds, real estate, stocks, private equity and venture capital investments. The annualized rate of return of the investment portfolio managed by the team has been in the forefront for many years, and it has a wide network of contacts in the Asia-Pacific region, the Indian government and listed companies. It can obtain a lot of first-hand information from Indian officials and listed companies, which helps to improve the company's overall investment returns.
- During his tenure at J.P. Morgan, he kept an eye on the development of the Indian financial market, especially the rapid development of the Indian stock market in the past 20 years. He realized the high growth opportunities in the Indian financial investment market, so he founded RATEFIN INVESTMENTS LIMITED with his colleagues, focusing on stock and mixed asset investment strategies.
- Mr. Mayank Kumar is well-known for his rigorous research methods, keen market insight and global network of relationships. With his rich market experience and special network of relationships, he can better coordinate everything among many financial institutions in the market and lead the company's development.
- Rohit Gupta graduated from Fordham University, USA, with a master's degree in quantitative finance from the School of Business Administration.
- He is good at using TRACE trading data analysis to determine yield trends, spreads and detect anomalies, using SQL to capture the hedging strategy of institutional MBS, and flexibly using SEC's ABS-EE calculations to discover the KPI goals of institutional portfolios and deduce trading strategies, thereby achieving early risk assessment and obtaining structured financial data.
- After joining RATEFIN INVESTMENTS LIMITED, Rohit Gupta served as Chief Assistant Analyst. He uses his expertise in quantitative trading to provide necessary analysis and support for the company's decision-making. His diligence and wisdom have won wide recognition from the team. His outstanding skills in quantitative trading and valuation analysis enable him to provide the team with profound market insights and strategic advice to promote the success of investment decisions.
- In addition to his core responsibilities, Rohit Gupta is also actively involved in skill sharing. Provide portfolio diagnosis and optimization for customers, actively support the company's latest development strategy and is committed to leading the company to achieve excellent results in the ever-changing financial market.
- Anjali Kumar is a dynamic and promising rising star in the financial sector with a rich international perspective and deep industry knowledge. Born in Mumbai, Maharashtra, India, she obtained an MBA with honors from Symbiosis Institute of Business and Management, Pune. She then went to MIT for further studies, focusing on the field of finance, further improving her professional qualities.
- Anjali Kumar began her career at the world-renowned JPMorgan Chase and (IFC) International Finance Corporation, where she worked as an assistant investment officer and portfolio analyst in these top institutions and quickly accumulated rich practical experience. Her outstanding skills in equity research, valuation and credit analysis enable her to provide the team with deep market insights and strategic advice to drive the success of investment decisions.
- Currently, Anjali Kumar holds an important position in RATEFIN INVESTMENTS LIMITED, continuing to exert her professional skills and innovative thinking. As a financial rising star with CFA Level 3 analyst certification, she has become an indispensable core force in the team with her keen market insight and excellent analytical ability, and is committed to leading the company to achieve excellent results in the ever-changing financial market. Anjali Kumar's career journey not only demonstrates her professional ability, but also highlights her passion and commitment to the financial industry.
- Nitesh Bhadani is a Financial Markets Advisor at Ratefin Investments, where he previously served as CFO and in doing so, built cross-functional partnerships that delivered exceptional results. He leverages his experience in a Financial Markets Advisor position to apply his knowledge and expertise to develop financial plans to achieve his clients’ financial goals. Nitesh Bhadani believes in a collaborative approach based on his three areas of expertise: financing, visibility, and profitability to provide secure and long-term growth for his clients.
- His past experience includes entrepreneurial consulting, strategic development, revenue growth, international business, mergers and acquisitions, risk management, trade finance, capital markets, and forecasting. His diverse skills make him a great addition to Ratefin Investments, where he is able to leverage his experience in the financial industry to look at the market from many different perspectives in asset management and financial management.
- Nitesh Bhadani holds a Bachelor of Business Administration in Finance and International Economics from San Diego State University, an MBA in Forensic Accounting and Taxation from Florida Atlantic University, and has also obtained FINRA Series 7 and 66.
- Vriya Das is a dynamic and potential rising star in the financial field with a rich international perspective and deep industry knowledge. Born in Mumbai, Maharashtra, India, she obtained her MBA from Symbiosis Institute of Business Management in Pune with excellent academic performance. She then went to MIT for further studies, focusing on the field of finance, further improving her professional qualities.
- Vriya began her career at the world-renowned JPMorgan Chase and International Finance Corporation (IFC), where she worked as an assistant investment officer and portfolio analyst in these top institutions, quickly accumulating rich practical experience.Her exceptional skills in stock research, valuation, and credit analysis enable her to provide the team with profound market insights and strategic recommendations, driving the success of investment decisions.
- Currently, Vriya holds an important position in RATEFIN INVESTMENTS LIMITED, continuing to exert her professional skills and innovative thinking. As a financial rising star with a CFA Level 3 analyst certification, she has become an indispensable core force in the team with her keen market insight and excellent analytical ability, and is committed to leading the company to achieve outstanding achievements in the ever-changing financial market. Vriya's career journey not only demonstrates her professional ability, but also highlights her passion and commitment to the financial industry.
- Meena Joshi joins Ratefin Investments as a Senior Business Associate, working closely with Principal Analyst Anil Agarwal. In this role, she uses her expertise and analytical acumen in finance to provide comprehensive practical training in business and finance, streamline workflow development, and facilitate effective collaboration among team members, investors, and potential clients.
- Meena Joshi is a promising young financial expert with a unique international perspective and deep industry expertise. Born in Mumbai, India, she studied in the UK to develop a global perspective and later studied economics and management at the renowned ESSEC Business School in France. This rigorous academic training has provided her with a solid theoretical foundation to navigate the complex world of finance. Her multicultural background has further enhanced her excellent cross-cultural communication skills and keen insight into global financial markets, making her a valuable asset in the dynamic and evolving financial and stock market landscape.
- GIAMPAOLO·DANIEL has more than 8 years of experience in the financial sector, and his innovative spirit and attention to detail give him a high degree of accuracy in portfolio management, presentation skills, and keen expertise in fund operation management.
- GIAMPAOLO began his career at the globally renowned JP Morgan Chase and International Finance Corporation (IFC), where he worked as an Assistant investment officer at these top institutions, quickly gaining a wealth of practical experience. His exceptional skills in equity research, valuation and credit analysis enable him to provide deep market insight and strategic advice to his team to drive the success of investment decisions.
- Currently, GIAMPAOLO works as an account manager at RATEFIN, where he continues to bring his professional skills and innovative thinking to bear. As a rising financial star with the CFA Level 3 Analyst certification, he has become an indispensable core force in the team with his keen market insight and excellent analytical skills.
- RODOLFO FOLEY As Director of Legal Affairs at RATEFIN INVESTMENTS, RODOLFO is an acclaimed attorney and subject matter expert for the organization in the areas of finance, SEC law and e-commerce. His expertise in financial and Securities Exchange Commission law makes RODOLFO a valuable resource for RATEFIN to help resolve all of the organization's legal issues related to finance and securities.
- RODOLFO's legal expertise utilizes her knowledge of SEC law to ensure that all appropriate disclosure documents are signed and that all employees fulfill their fiduciary responsibilities.
- RODOLFO graduated from the American University School of Law with a Bachelor's degree in Criminal justice and graduated magna cum laude. RODOLFO's educational background includes a degree in criminal justice and extensive international experience. He is a lawyer qualified in New York and Puerto Rico and has a deep passion for social liberty and liberty, a belief he developed during his internship at the ACLU.
- Rohit Kumar is a talented young professional who has joined RATEFIN INVESTMENTS LIMITED as an Assistant Principal Analyst. In this role, he uses his expertise in economics and investment to provide in-depth analysis and support for the company's decisions. His hard work and intelligence won her wide recognition from the team, making him indispensable to the company.
- With his keen insight into the financial markets and innovative thinking, Rohit Kumar continues to contribute to the development of the industry. In addition to his core responsibilities, Rohit plays an active role in Ratefin Investments' knowledge-sharing initiatives. He is deeply involved in training programs to introduce partners to the company's innovation strategy and unique strengths in the financial markets. Rohit believes that continuous learning and innovation are key drivers of personal growth and organizational success.